Helping You Understand Possible State Pension Underpayments
Kensbridge supports people whose State Pension may have been affected by missing National Insurance credits, historic record errors or older rules linked to caring, marriage, civil partnership, bereavement, divorce or age.
We review your circumstances, explain which issues may be relevant, and support the appropriate enquiries or claims with HMRC and DWP where appropriate.
Start Eligibility Check →What we review
- Missing HRP or caring-related credits
- Marriage or civil-partner pension increases
- Bereavement and inherited pension entitlement
- Over-80, divorce and historic record issues
Focused on State Pension Entitlement and Record Reviews
There is no single cause of every State Pension underpayment. Possible issues include missing HRP or National Insurance credits, increases under older marriage or civil-partnership rules, inherited entitlement after bereavement, over-80 rules, divorce-related records and historic administrative errors.
Kensbridge helps make the process easier by reviewing relevant dates and circumstances, identifying areas worth checking, organising supporting information and guiding you through the appropriate next steps.
Clear Guidance Without the Confusion
Broad State Pension Reviews
We review a range of potential issues, including missing HRP, relationship and bereavement rules, over-80 rules, divorce-related records and National Insurance record errors.
Simple Step-by-Step Process
We explain what information is needed, help organise the relevant evidence and keep each stage easy to follow.
Independent Service
Kensbridge is independent. We are not part of HMRC or DWP and are not endorsed by them.
Your State Pension Review Journey
We help you understand which circumstances may have affected your State Pension and what action, if any, may be appropriate.
Initial Eligibility Check
We review your caring history, relationships, bereavement, age and National Insurance record for possible issues.
Information Review
We examine relevant dates, pension history, National Insurance information and supporting records.
Enquiry or Claim Preparation
Where appropriate, we help prepare the relevant correction request, enquiry or claim for HMRC or DWP.
Updates and Support
We keep you informed while the relevant authority reviews the matter and makes its decision.
Check Whether Your State Pension May Be Incorrect
Missing National Insurance credits, historic record errors or older rules linked to caring, marriage, civil partnership, bereavement, divorce or age may have affected your State Pension. Start with a free initial eligibility check to find out which issues may be relevant.